Mercado and Sacramento PC

If you are an avid cyclist and own a home, you can have your bicycle insured through your homeowner’s insurance policy often at little to no cost. In the event of a car collision while your are cycling, if the at-fault driver is uninsured, your auto insurance will not cover the property damage for your bicycle even if you have uninsured motorist coverage. It can be very useful if your bicycle is worth a lot.