Adverse insurance companies typically try to establish early contact with victims of an auto collision in order to settle for low amount or gather information that may be used against you. Rather, you should consider consulting with an attorney first on how to deal with the other drivers insurance carrier.
Should I Get Uninsured Motorist Coverage?
Uninsured motorist coverage protects you if you’re hit by a driver who doesn’t have car insurance. So if you get into an accident caused by someone without car insurance and you’re injured, how can you get paid for your medical bills and pain and suffering?
Decoding the Timeline: When Can You Expect Compensation After an Auto Accident?
“When am I going to get paid?” This is a question we encounter frequently at Mercado & Sacramento, PC. The answer depends on various factors, including the duration required to finalize your case.
What’s the Value of My Auto Accident?
It’s common for people to ask what the value of their auto accident is, but every case is different and there are a variety of factors that need to be taken into consideration before putting a price tag on it.
Lowball Offers by Insurance Company Soon After the Accident
After an auto accident, receiving medical attention should be a top priority. However, it is not uncommon for the other driver’s insurance company to reach out with a lowball settlement offer before the injured party incurs significant medical expenses.
The Correlation Between Property Damage and Personal Injury
Often insurance adjusters will minimize your claims based on the severity of the property damage. However, property damage is not a reliable indicator of injury, including in low-speed collisions.
What Happens When a Child Is Involved in an Auto Accident?
A minor child cannot sign a contract or other legally binding agreement. However, a child’s guardian or parent can sign a settlement agreement on behalf of the child if the child has a claim for injuries caused by an accident.
Property Damage and Medical Coverage for Bicycles
You can obtain insurance to cover property damage to your bike or medical bills for personal injuries in the unfortunate event you are involved in an accident while riding your bike.
Can I see a doctor even if I don’t have the money?
Many doctors will provide medical treatment on a lien and will request payment only after you collect your settlement. As such, it is possible for you to not have to pay for medical expenses out of pocket.
Do Not Delay Filing a Claim or Seeking Medical Treatment
Oftentimes insurance companies reject claims and deny compensation for victims of a car accident simply because the claimant is delayed in filing a claim or seeking medical treatment.