Often insurance adjusters will minimize your claims based on the severity of the property damage. However, property damage is not a reliable indicator of injury, including in low-speed collisions.
What Happens When a Child Is Involved in an Auto Accident?
A minor child cannot sign a contract or other legally binding agreement. However, a child’s guardian or parent can sign a settlement agreement on behalf of the child if the child has a claim for injuries caused by an accident.
Property Damage and Medical Coverage for Bicycles
You can obtain insurance to cover property damage to your bike or medical bills for personal injuries in the unfortunate event you are involved in an accident while riding your bike.
Can I see a doctor even if I don’t have the money?
Many doctors will provide medical treatment on a lien and will request payment only after you collect your settlement. As such, it is possible for you to not have to pay for medical expenses out of pocket.
Calculating the Value of Your Auto Accident Claim
Though the value of cases differ based on specific circumstances, two of the most important factors when determining the value of your car accident claim are the property damage and the medical injuries.
Do Not Delay Filing a Claim or Seeking Medical Treatment
Oftentimes insurance companies reject claims and deny compensation for victims of a car accident simply because the claimant is delayed in filing a claim or seeking medical treatment.
Seeking Medical Treatment After An Accident
Seeking a thorough medical evaluation immediately after an accident is not only important to your health, but is also crucial in documenting your injuries.
PRESERVING EVIDENCE OF A CAR ACCIDENT
It is important to preserve evidence immediately after an accident. The quality of evidence will often times determine the amount of compensation.
INSURING YOUR BICYCLE
If you are an avid cyclist and own a home, you can have your bicycle insured through your homeowner’s insurance policy often at little to no cost.
DO NOT SPEAK WITH THE OTHER DRIVER’S INSURANCE COMPANY
Often times the other driver’s insurance company will contact you in order to obtain a statement that will lock you into a version of certain events, including the extent of your injuries, in order to minimize your claim.